tennis lilli hat geschrieben:Is any insurance going to take me in when I have a scoliosis already????
Yes, provided that your father hasn't got a private health insurance but a public health insurance (in German the name for this is "Gesetzliche Krankenkasse", here is a list http://www.krankenkassentarife.de/basep ... assenliste
The difference between the two is that the public health insurance is part of our social system and they HAVE to take everybody who is not or has not been insured privately. Their main purpose is not to make profit like the private ones, in fact they are not allowed to make any profit at all, but to insure a certain health standard in Germany. It's their main purpose to prevent further damage that might come out of an untreated illnesses and result into disability or death.
If your father has resigned from the public health insurance and is privately health insured, then you will need an extra insurance for yourself, which will also have to be private. They will take you in, even if you are diagnosed with scoliosis, but at a higher price, and as you say, you have to apply for one.
tennis lilli hat geschrieben:Die gesetzliche (my mom couldn't find the english word, sorry) insurance doesn't take me so I have to apply for a private insurance.
Do you know why?
There is one reason I could imagine, that you are not living most of the time of the year in Germany. Citizenship isn't enough, you have to be living here or at least pretending to. Your official domicile has to be in Germany at least at the moment when you get the insured.
Afterwards nobody really checks where you really are, so then it wouldn't really matter any more.
The "Gesetzliche" does not take you if you are not living in Germany, if your mother is insured and has a higher income (though I doubt any insurance out of Germany would count for that purpose) or if your father isn't insured in a public health insurance but a private one instead.
Germany is rather strict with people who pull out of the social system in order to save money with private insurances. Once you've done that, they don't let you back in that easyly, including the children which can be quite unfair.